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  Health Savings Account

Carrier: UMB Bank

Customer Service: 866-520-4472



A Health Savings Account (HSA) is like a personal savings account, but the money is used only for qualified healthcare expenses. The account can be set up with you as the sole beneficiary, or for you plus your spouse and/or dependents. Established in 2003 as part of the Medicare Prescription Drug, Improvement and Modernization Act, HSAs allow people with High-Deductible Health Plans to pay for current healthcare expenses and save for future expenses on a tax-favored basis. Here, we look at the eligibility requirements, pros and cons and other important details about Health Savings Plans.


***Please complete the UMB HSA Beneficiary Designation Form and return directly to UMB using the instructions provided on the form***

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